Credit cards are WORSE, normies!

Wear gloves, you lazy pigs.

https://www.creditcards.com/credit-card-news/credit-card-germ-study.php

Study: Credit cards carry more

types of bacteria than coins, cash

Duh.

Payment tablets, like the ones restaurant, bar and food truck patrons tap and sign with their bare fingers, were found to have more different types of bacteria than any other payment method studied. And credit cards had more different types of bacteria than cash and coins, contrary to the popular perception of money as being “dirty.”

Some of the nastiest bugs found on the surfaces of the payment methods studied included Staphylococcus aureus– the culprit behind staph infections – and Salmonella enterica, a common source of food poisoning.

..

David Westenberg, associate professor of biological sciences at Missouri University of Science and Technology, said that while cash, cards and tablets can pick up bacteria from human skin, the microbes can’t thrive there because there’s no food source.

?

what does that matter with viruses?

Gold and silver coins were antimicrobial. Our ancestors were clever.

https://www.creditcards.com/credit-card-news/could-your-credit-card-kill-you-1276.php

A study reveals that half of all credit cards sampled tested positive for methicillin-resistant Staphylococcus aureus — better known as the deadly MRSA infection

CDC spokeswoman Melissa Dankel calls credit cards a natural fomite, the medical term for an inanimate object that can transmit disease.

McQuaig says the widespread presence of MRSA is one reason cashiers, toll booth workers and TSA agents increasingly wear gloves on the job.

Lisa Holmes, a longtime vendor to the Department of Veterans Affairs, began her one-woman crusade against plastic fomites more than a decade ago after observing commonplace cross-contamination while making her rounds of VA hospitals.

“In one, the woman who registers veterans all day had lesions all over her hands from their plastic ID cards; she couldn’t wear gloves because she couldn’t type with them. In another, a lady caregiver was leaning over a patient with her badge touching his face, then turns and leans over another veteran and does the same thing. I said, ‘whoa, we’ve got to fix this thing,’” she recalls….

Holmes says card companies and issuers alike seem to have higher priorities these days than the health of their cardholders. While the additional manufacturing cost would be inconsequential, in the industry’s view, the idea of rolling out a new “cleaner” card just now would open a whole can of public relations worms best left unopened, she says.

There’s one other obstacle as well: the antimicrobial card doesn’t kill germs per se; it simply inhibits their growth.

Fine?

Holmes insists she’s on the right side of history and that one day her patent will be inside every purse and wallet in America.

“It’s just a matter of getting a credit card company that is willing to develop it. They don’t want to embrace it right now but once they do, everyone will want this thing,” she says. “I’m hoping the plastic badges will catch on, too. You have to fix it all.”

She was right.

https://www.azcentral.com/story/money/business/consumers/2019/05/21/how-dirty-debit-and-credit-cards-more-than-urinals-study-says/3752780002/

https://www.usatoday.com/story/money/2020/02/19/credit-cards-transport-germs-bitcoin-safer-coronavirus/4798732002/

http://www.antimicrobialcards.com/2011/02/germs-coat-hospital-badges-says-study.html

Plastic is the WORST. Viruses love it.

https://www.marketwatch.com/story/these-bacteria-are-all-over-your-wallet-and-smartphone-2016-05-18

Handing someone a wad of sweaty bills may be bad manners, but it’s not likely to make them sick. Even though money is covered in bacteria, there’s a low risk of becoming sick from touching it, said Christopher Mason, an assistant professor in the department of physiology and biophysics at Weill Cornell University, who has researched the amount of bacteria on common surfaces, such as the New York City subway.

Some 11% of hands, 8% of credit cards and 6% of paper money showed levels of bacteria equal to those in a dirty toilet bowl, according to a 2012 study of 272 people by researchers at Queen Mary, University of London. (Although, it’s important to note, the study was funded by a handwash company.) “Microbes are everywhere, and most of them are beneficial to us rather than harmful,” said Jane Carlton, a professor of biology and the director of the Center for Genomics and Systems Biology at NYU, who worked on the Dirty Money Project, in an email.

BAN HANDS, PAPERCHASE.

I think it’s actually illegal to ban cash.

That’s legal tender.

Banning cards in a shop is fine, legal tender is always legal.

You literally cannot ban cash as a shop.

That said, most people carry the kind of bacteria found on money and credit cards. Because paper dollars have a porous surface, they act like sponges and pick up a large amount of bacteria, Mason said, but the same bacteria is often found on skin.

Cash absorbs so it’s actually safer. Our cotton money is really absorbent.

“You should be no more afraid of touching money than shaking someone’s hand,” he said.

Your Credit Cards Are Crawling With Bacteria

Researchers at the London School of Hygiene & Topical Medicine and Queen Mary, University of London looked into the contamination of hands, money, and credit and debit cards in England. From their samplings they found that 1 in 10 bank cards were contaminated with bacteria, and 1 in 7 bills were also contaminated.

What were they contaminated with? Bacteria like E.Coli, Staphylococci and most notably, fecal bacteria. This means about 10 percent of cards and 14 percent of money is swimming with bacteria. Although 91 percent of respondents claimed they were washing their hands after using the restroom, the findings showed otherwise. Also, take into account how many people handle your card, such as a cashier, whose hands may also be contaminated.

The study found that 28 percent of the swabs taken were contaminated, 26 percent of them with fecal bacteria. Of the samples taken 11 percent of hands, 8 percent of cards and 6 percent of bills were found to be contaminated with about the same amount of bacteria found in a dirty toilet bowl.

There were 272 participants in the study who provided cards, money, and their hands to be swabbed and inspected for bacteria as well as providing information about their hygienic habits. Now that we have provided you with this information isn’t it about time you went and cleaned your credit cards.

You can easily clean your cards by using disinfectant wipes. If you’re looking to keep your cards as clean as possible use a wallet, try to avoid having multiple touch your card (unless it is needed), and avoid laying your card down on public surfaces like the cashier counter.

Biblical basis of socialism and work ethic

ECC 5

“10 Whoever loves money never has enough;
    whoever loves wealth is never satisfied with their income.
    This too is meaningless.

11 As goods increase,
    so do those who consume them.
And what benefit are they to the owners
    except to feast their eyes on them?

12 The sleep of a laborer is sweet,
    whether they eat little or much,
but as for the rich, their abundance
    permits them no sleep.

13 I have seen a grievous evil under the sun:

wealth hoarded to the harm of its owners,
14     or wealth lost through some misfortune,
so that when they have children
    there is nothing left for them to inherit.
15 Everyone comes naked from their mother’s womb,
    and as everyone comes, so they depart.
They take nothing from their toil
    that they can carry in their hands.

16 This too is a grievous evil:

As everyone comes, so they depart,
    and what do they gain,
    since they toil for the wind?
17 All their days they eat in darkness,
    with great frustration, affliction and anger.

18 This is what I have observed to be good: that it is appropriate for a person to eat, to drink and to find satisfaction in their toilsome labor under the sun during the few days of life God has given them—for this is their lot. 19 Moreover, when God gives someone wealth and possessions, and the ability to enjoy them, to accept their lot and be happy in their toil—this is a gift of God. 20 They seldom reflect on the days of their life, because God keeps them occupied with gladness of heart.”

Dark.

Bonus: a check against the cult of natalism.

Ecc 6:3

A man may have a hundred children and live many years; yet no matter how long he lives, if he cannot enjoy his prosperity and does not receive proper burial, I say that a stillborn child is better off than he.

7

Everyone’s toil is for their mouth,
    yet their appetite is never satisfied.

It’s called ‘inside money’

Bank of England Admits that Loans Come FIRST … and Deposits FOLLOW

All of it is a liability. All of it.

https://en.wikipedia.org/wiki/Inside_money

In monetary economicsinside money is money issued by private intermediaries (i.e. commercial banks) in the form of debt (credit).[1] This money is typically in the form of demand deposits or other deposits, and hence is part of the money supply. The money, which is an asset of the depositor but coincides with a liability of the bank, is inside money.[2]

Inside money is thus a liability (equivalently a negative asset) to the issuer, so the net amount of assets associated with inside money in an economy is zero. Most money circulating in a modern economy is inside money.[3]

There’s no such thing as a rich person. They just have a bigger credit line.

Be jealous, people, they’re allowed to get in more debt!

Even the banks aren’t rich, the money is a debt, a huge liability created by nothing, no value of labour behind it, aka fountain pen money.

O mountain of Mine in the countryside, I will give over your wealth and all your treasures for booty, Your high places for sin throughout your borders.

And you will, even of yourself, let go of your inheritance That I gave you; And I will make you serve your enemies In the land which you do not know; For you have kindled a fire in My anger Which will burn forever.

Thus says the LORD, “Cursed is the man who trusts in mankind And makes flesh his strength, And whose heart turns away from the LORD.

For he will be like a bush in the desert And will not see when prosperity comes, But will live in stony wastes in the wilderness, A land of salt without inhabitant.

https://biblehub.com/jeremiah/17.htm

Rely on yourself.

“Blessed is the man who trusts in the LORD And whose trust is the LORD.

“For he will be like a tree planted by the water, That extends its roots by a stream And will not fear when the heat comes; But its leaves will be green, And it will not be anxious in a year of drought Nor cease to yield fruit.

…”I, the LORD, search the heart, I test the mind, Even to give to each man according to his ways, According to the results of his deeds.

As the great philosopher Britney said, you better work, bitch.

Not for the Banks, not for Amex, for yourself.

“As a partridge that hatches eggs which it has not laid, So is he who makes a fortune, but unjustly; In the midst of his days it will forsake him, And in the end he will be a fool.”

You are not rich because you cucked enough for The Bank (central) to give you more zeros.

It’s an empty parking space and you’re claiming a car. An invisible car you cannot drive.

Might as well claim prime real estate circling the moon designed like a teapot.

If you are incredulous about the system, you understand it.

Rich people, the Rich, the 1%, don’t exist.

The Emperor has no clothes.

Do not be a terror to me; You are my refuge in the day of disaster.

Let those who persecute me be put to shame, but as for me, let me not be put to shame; Let them be dismayed, but let me not be dismayed. Bring on them a day of disaster, And crush them with twofold destruction!

Stock traders have IOUs. Paper you can burn, digital is a poxy etch a sketch in 4k.

Riches are your value, your labour, your worth. What you can DO.

How many rich people can clean a toilet? What is their net worth?

Many of them don’t realise this (Birkin lovers) but the top tier (Rothschilds etc) do.

They waste decades of life to pay fealty taxes for a box.

They were too cheap to install walls and cheaped out with white paint too.

Lead paint is white. You breathe it in. It also glazes that Chinese teapot.

White glazed Ikea table, fast furniture? Lead paint. Any cheap white paint (from China) used in your home on anything. Lead. You didn’t plan on having kids, right?

Kiss the ring of modernism, tastes like cancer.

It’s cheap because it asks for your soul.

We willingly trade our value for their paper, their zeroes, their system.

Who has the value here? Really? If we all downed tools, who would we notice missing?

Why was Cromwell’s corpse dug up and dragged through the street?

Why did England briefly and successfully use sticks as currency?

Does the Bank of England belong to the English People?

If we twig, if the penny drops and we figure it out, are they rich?

Are they really?

The car that needs a mechanic, the house that needs a plumber, the inept parents who need a nanny, the kid who needs a tutor, the computer that needs a nerd. The home owner who can’t use their own kitchen and needs a chef.

They’re useless children without the workers.

HELPLESS.

If we reject inflation as a tax on producers of society by merchants, what can they do?

Force us to work? Nope.

That’s why they need to keep you distracted, desperate and hungry, fearful of the next meal.

You don’t have to become poorer every year.

That’s their system. It’s the illusion, mirage you work for that gives them power.

Consider, an income of zero, could a rich person live off that? Naturally.

They don’t need Money IN, they’re rich!

Wait, they can’t afford a year’s worth of property, car, school tax etc. without fresh income?

What does rich mean, then?

It’s a system of illusion supported by modernism. It’s temporary.

See:

https://disenchantedscholar.wordpress.com/2014/05/01/seeing-the-future-on-economy-culture-decline/

Fucking CALLED IT.

song at 23:10, watch at 2x speed

Having servants makes you happier

https://www.pnas.org/content/early/2017/07/18/1706541114.full

No shit, someone alert Buckingham Palace.

SCIENCE.

 

Turns out, money can buy happiness.

 

You think Elon Musk launders his own underwear?

They say you all have the same number of hours in a day.

Bull-SHIT.

I’ve met these people who think their shit doesn’t stink.

These self help gurus don’t clean their own shithouse.

Yet they deflect and shame you like you’re lazy. Four Hour Workweek from Mr Expensive Tuition.

One of the most stressful life events, moving, can be ‘outsourced’!

https://paseattle.com/2016/08/20/moving-heres-personal-assistant-can-smooth-transition/

Why do you think they love immigrants so much?

Illegal wages – slave labour.

Nobody points out blatant classism.

Show me one working class politician.

 

Globalization exists so they can abuse foreigners across borders because abusing locals is more legally challenging.

 

Cinderella is literally about a woman marrying out of the need to do housework.

That’s the fairytale.

That’s the magical thing.

 

Give conservative women a housekeeper, dammit!

It’s cheaper than a divorce!

White woman isn’t a slave, the heartwarming folklore tale.

Buying Marital Bliss: Time-Saving Purchases Promote Relationship Satisfaction

https://www.hbs.edu/faculty/Pages/item.aspx?num=53939

If it turns your head, “help” is why rich women have more energy for sex.

It isn’t the fucking spirulina smoothies.*

Most men don’t do manual labour anymore, most women still do. Studies only look at the middle class for this stuff.

They don’t get it. The woman on her feet for at least seven hours has it harder than the social-media browsing office worker. Who cleans the cleaner’s house? Why do women claim they can’t afford more children? When are men “run off their feet”? Why do women take longer to save for retirement while men work over-time, where are they, what are they doing in those prime dinnertime hours? Whose work uniform of clothing, haircare and make-up is more expensive? Whose ‘trims’ cost far more despite literally removing less hair per trip? Add up what women do against what they’re expected to do. It isn’t lazy.

Disagreements about chores are a primary source of relationship conflict: both men and women become frustrated working a “second shift” at home. Using data from nine studies of cohabitating working adults in committed relationships (N = 4,316), we provide the first empirical evidence that couples who make time-saving purchases in a typical month report greater relationship satisfaction. We also document why and when buying time promotes relationship satisfaction: Time saving purchases enable couples to spend more quality time together, protect couples from conflict, and are most likely to promote relationship satisfaction when couples are faced with controllable (vs. uncontrollable) stressors. These findings suggest a relatively simple solution to a critical source of marital conflict: spend money to buy time.

The Industrial Revolution caused a lot of divorces.

Suddenly, the sexes worked apart.

*Scum drinking scum.

https://www.livescience.com/48853-spirulina-supplement-facts.html

Teenagers used to work in place of immigrants but state schools refuse to let them go below the age of eighteen now. Also their minimum wage is lower, which is slavery. The anti-social habits of modern teens are the typical depressed habits of the unemployed, who feel useless.
Middle-class frat brats holding tiki torches can be laughed off. What terrifies the Left in its nightmares is a working class capitalist demo. Wages, work hours, immigrants being held above the law (protected class is against the tenet of blind justice). Offer all three and you’ll win any election.
UBI ignores how adult mortality is most predictive at retirement and how unemployed people are almost all depressed. This isn’t pocket money from parents, these are adults. Infantilization is an abuse tactic. The poor are already infantilized are not knowing what’s good for them, high time preference (unlike spoiled brats?) and degenerate sinners (criticism of welfare queens instead of deadbeat sperm donors, who made them).

Poor people binge-drink, middle-class people are alcoholics.
Poor people are crazy, middle-class people have intermittent explosive disorder.
Poor people are stupid, middle-class kids have dyslexia, ADD, on the non-existent “spectrum” everyone is on.*
Poor people are fat, middle-class people are victims of a sedentary office environment.
Poor rape victims must’ve been prostitutes, middle-class ones are real victims.etc.etc.etc.

*If everyone is on the DISABILITY spectrum, no-one is.
Logically, if one metric of psychiatry applies, so does IQ. Doesn’t that fit the symptoms better?

Why is the UK property market fake?

Click to access Goodharts_Law.pdf

No more corset controls on the banks since 1979/80. Goodhart pre-empted it.

Now they loan to things that don’t boost GDP including mortgages.

It’s included in debt to GDP though.

Boosted in addition to the retarded notion of a crumbling hovel being a “retirement” fund.

Funds and other assets don’t depreciate.

Don’t bail out bad property investors, they’re idiots.

You wanted the reward, the risk is also ALL yours.

The ‘competition and credit control’ reforms, which removed direct controls on bank
lending, had been introduced in September 1971 and a dramatic surge in bank
intermediation, leading to broad money growth rates in excess of 25%, had resulted in
1972 and 1973. The conclusion drawn by policy makers in 1973 was that the only
option was to supplement monetary targets with direct controls on banks through
Supplementary Special Deposits known as ‘the Corset’ (See Zawadzki, 1981).
Modest interest rate changes seemed powerless in the face of this monetary expansion
and the previously stable money demand function seemed to have broken down. This
was clear well before 1975, but Goodhart (1975b) was a summary of the current
problems of monetary management, as the title suggests.

So Labour want rent controls but not bank controls.

I wonder (((why))).

Goodhart’s Law is the statement missing from the square brackets in the quotation
above. It says: “Ignoring Goodhart’s law, that any observed statistical regularity
will tend to collapse once pressure is placed upon it for control purposes”.

“Houses as Collateral”

Click to access 0205aoki.pdf


“First were the removal of exchange controls in 1979 and the direct control of bank lending (“the corset”) in 1980″

http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.600.6032&rep=rep1&type=pdf
“The abolition of exchange controls in 1979 and the abolition of the last of the quantitative controls on bank lending heralded a period of rapid deregulation and increased competition in British banking during the 1980s”

They weren’t more productive in the 80s, they stole from the future (you).

The coming Communist cash grab

Orwell wouldn’t have thought of this.

https://en.wikipedia.org/wiki/Unexplained_wealth_order

Notice the focus?

Liquid assets, especially jewels, difficult to trace themselves.

If you don’t have the paperwork for those family jewels, guess what?

They don’t DARE look into real estate purchases by foreigners.

50 million mansion versus 120k necklace?

Stunning and brave.