Divorce risk factors

http://emorywheel.com/professors-study-marriage-economics/

Diamonds aren’t the problem, it’s the premium pricing that’s the problem.
People are living longer than ever, we need harder rocks.

It’s easy to find cheap, good quality diamonds and arrange a setting for the stone.

Husband/wife is a status.

Status-obsessed materialists (who want to get married but not be married) tend to divorce more because of the narcissism, and overt narcs tend to pair up with covert ones.

https://www.psychologytoday.com/blog/understanding-narcissism/201712/how-the-3-types-narcissists-act-first-date

Once the money is gone, the spark fizzles out.

The study also found a correlation between marriage age and duration, which Francis wrote are positively related, meaning the older the person was when he or she got married, the longer the marriage was likely to last.

Maturity, waiting for the hormones to settle and personality to crystallize, few societies in history married off someone younger than 21-25, outside times of war (Regency, American Independence) but then only for re-population purposes, knowing it was less than ideal.

Another notable finding was that the larger differences in age and education between husbands and wives were associated with a higher risk of divorce,

Assortative mating wins again.

College IQ men marrying high-school IQ women is dysgenic.

 as was reporting that looks were important in marriage.

Vain men, bad husbands. As soon as she gets a little wrinkle, his “love” dies.

Evil people confuse lust with love. When the lust is spent, they claim to fall “out” of love. There is no falling “out” of true love, you can only be betrayed and detach. The love doesn’t go anywhere.

Marriage will get less expensive when it becomes more common.
As it is, only rich people can afford to marry.

That’s right, classism again.

Social media would make it a little gimmicky.

Abolishing no-fault divorce and making it hard (or impossible) to re-marry after a set N times would make people respect the institution again, nothing less will work.

Really, our era has the term “starter marriage” – nothing else will work.

If society didn’t get rid of rites of passage for both sexes, the social value of over-spending on a wedding would plummet. For women, debutante balls were important. Now the expense is carried over into bridal models.

No one cares what your credit score is

That should include yourself, for the most part.
Your credit score only matters if you want to borrow more than you can save. If you want to borrow more than you can save, your credit score will be shit because you cannot handle money and shouldn’t be trusted with it.
Credit scores are fast becoming a status symbol.
Pause for a moment to consider how nonsensical that is.

You are not exempt from call time. Pay attention.

If you need credit, the score will be too poor to get it. If you don’t need credit, your wealth is the status symbol and your score is irrelevant. Yes, it’s unfair. It’s also known as Business.
Credit scores are like a video game now – people look for ways to get one higher than the neighbours. Who cares what your fucking neighbours do? Do they control your life? Couldn’t you better spend your time? The time you make others pay for? Value yourself! Few people factor in their wage when considering what they spend their time on. i.e. Would it be more cost-effective to pay someone else to do your laundry? As in, less than the time away from work making money? A little rationality goes a long way, people.
This is a sign of The Decline.

Think of it like a gameshow where anyone too stupid to wise up to redpill will die a financial death and it becomes tolerable.

Think of it like a gameshow where anyone too stupid to wise up to redpill will die a financial death and it becomes tolerable.

When the illusion of money (hell, not even the illusion, it’s a shape from a computer bit) outweighs the social value of actual money and tangible goods, things are going wrong in a big way. People have inverted priorities and people (plural) control the markets. Herd mentality, to be precise/pedantic.
Credit scores are only useful if you need a loan on a short-term basis e.g. start-up capital. Long term is probably a con, or why else loan it? These people run a business and you are their living, breathing profit generators. Keep ignoring that interest rate, usury thrives on ignorance. When they come to take your games console maybe you’ll jolt yourself awake and start to give a shit what happens in the real world.